This Privacy Policy applies to all users of Growth Master Kit (“we”, “our”, “us”), a product operated and managed by YOLFX Media LLP, a registered legal entity in India. This policy outlines how we collect, use, protect, and disclose your information when you visit or make a purchase from our website.

1. Who We Are

Growth Master Kit is a digital platform offering educational products, resources, and content to finance professionals and students. The platform is branded as Growth Master Kit but is legally owned and operated by YOLFX Media LLP, located in Mumbai, India.

2. Information We Collect

We collect both personally identifiable and non-personally identifiable information through the following channels:

a) Information You Provide Directly

• Name, email address, phone number

• Billing and shipping addresses (if applicable)

• Payment method (collected via Razorpay)

• Support queries or feedback forms

• Account preferences, survey responses, and form submissions

b) Information Collected Automatically

• Device information, browser type, operating system

• IP address, time zone, location (approximate)

• Browsing behaviour (page visits, time spent, click patterns)

• Referring/exit pages and search terms

• Cookies, pixels and session data via Meta Pixel and Google Analytics

c) Transactional and Payment Information

• Razorpay Order ID

• Timestamp, amount, currency

• Transaction status and refund history

We do not store your credit/debit card details on our servers. Payments are securely processed via Razorpay. Razorpay’s privacy practices are outlined in their own policy available at: https://razorpay.com/privacy/.

3. How We Use Your Information

We use your information for the following purposes:

• To process and fulfil your orders

• To communicate order confirmations, updates, and support responses

• To personalise your experience and show you relevant content or offers

• To run behavioural and analytics tracking (via Google Analytics)

• To conduct advertising campaigns (via Meta Pixel retargeting)

• To comply with legal, tax, or regulatory obligations

• To analyse overall platform usage and improve product quality

Marketing emails and product updates are sent only to users who opt in. You can unsubscribe at any time using the link provided in each email.

4. Use of Cookies, Pixels, and Tracking Tools

We use cookies and tracking technologies in accordance with Meta’s Business Tools Terms and Google’s Analytics Data Processing Terms.

• Meta Pixel: We use Facebook Pixel to measure ad performance and retarget users who have shown interest in our platform. The data is used in accordance with Meta’s guidelines and does not personally identify users unless they are logged into their Facebook account.

• Google Analytics: This helps us track user behaviour and engagement. We use Google Analytics in compliance with Google’s data protection principles, and all data collected is anonymised.

• Cookies: Used to identify user preferences, maintain session data, and enhance performance. Users may choose to disable cookies, but doing so may affect certain functionalities.

You may choose to disable cookies via your browser settings. However, this may impact your user experience.

5. Sharing of Information

We do not sell your personal data to any third party. We may share information with the following:

• Razorpay: For payment processing, order validation, and fraud prevention. Razorpay is PCI-DSS compliant and handles data according to Indian law.

• Meta Platforms Inc.: We use Meta Business Tools such as Facebook Pixel for behavioural tracking and remarketing. The data is shared in hashed form and adheres to Meta’s privacy principles.

• Google LLC: Data may be shared for analytics, diagnostics, and website performance monitoring.

• Compliance Entities: Law enforcement or regulatory bodies if required by applicable legal obligations, court orders, or investigations.

6. Legal Basis for Processing (Applicable in India and Internationally)

We process personal data based on:

• Consent: When you voluntarily fill out a form or complete a purchase.

• Contractual necessity: To deliver the services you requested.

• Legal obligation: For compliance with laws, financial reporting, and fraud prevention.

• Legitimate interest: For improving services, user behaviour analysis, retargeting, marketing, and platform safety.

7. Data Retention

We retain your personal data for as long as:

• You maintain an account with us

• It is necessary to fulfil the purpose it was collected for

• Required by law (e.g. tax, audit, dispute resolution)

Upon your request, we will delete your data unless retention is required under law.

8. Your Rights

Subject to local laws, you have the right to:

• Access the personal data we hold about you

• Request corrections or updates to your data

• Withdraw consent (for non-essential processing)

• Request deletion or anonymisation of your data

• Lodge a complaint with a regulatory authority if you feel your data was misused

To exercise any of these rights, contact: growthmasterkit@gmail.com

9. Data Security Measures

We implement industry-standard practices including:

• SSL encryption

• Secure server environments

• Regular audits and access control

Despite these efforts, no method of transmission is 100% secure. We cannot guarantee absolute data security.

10. Children’s Privacy

We do not knowingly collect personal information from individuals under the age of 18. If you believe a minor has provided us data, please contact us for immediate removal.

11. International Transfers

Some of the third-party service providers we use (Meta, Google) may store or process your data outside India. By using our website, you consent to such international transfers, provided they follow applicable data protection regulations.

12. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. We will notify users of material changes via email or website notification.

13. Contact Us

For any questions or complaints related to this Privacy Policy, contact: YOLFX Media LLP (Growth Master Kit)
Email: growthmasterkit@gmail.com
Mumbai, Maharashtra, India

By continuing to use our website, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy.